No such thing as a joint policy
You might have heard the term ‘joint policy’ bandied about. It’s actually a bit of a myth – there is no such thing as a special ‘joint policy’. Although you can add multiple named drivers to a single car insurance policy. But they must all drive the car for the policy to be valid.
Add an experienced driver
The insurer takes both drivers’ information into consideration and creates a price based on each of you sharing the car, and therefore the more inexperienced person driving less.
5 people you could team up with
- Your mum
- Your dad
- A partner
- A friend
Fronting. A big no-no.
Fronting is getting someone more experienced than yourself to be named as the main driver on your vehicle, even though you are the one doing most of the driving. If you’re found doing this, your policy could be invalid and you could be in a heap of trouble.