Living with sleep apnea can be frustrating, plain and simple

No matter if your condition is severe or mild , living with sleep apnea can be a serious struggle.

And you’re not the only one who suffers. You partner may strongly dislike sleeping next to a human freight train, or otherwise known as a person with sleep apnea. (Ahem, guilty freight train partner speaking!)

Plus, living with sleep apnea often means getting quoted really crummy term insurance rates. Which, can impact your entire family not to mention your overall quality of life.

Let’s face it, not even the hum from a CPAP machine can drown out the “kerplunk” of money you may put towards your premium.

However, take heart in knowing that you’re not as powerless as you may think.

The Most Important Thing Underwriters Look For

In deciding what insurance rating to assign you, underwriters are bombarded with loads of information to process. Your family’s health history, age, tobacco use, and weight are a few examples.


This is only a snippet of article written by Chris Acker, CLU, ChFC

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