I used to be very intimidated by all the acronyms, government schemes and ridiculous jargon surrounding health insurance. All that used to matter was whether I can get an MC for my hangover without needing to pay too much.

But I’m getting to the age where “health insurance” should probably mean more than just “watching my step so I don’t fall down the stairs”. You might find yourself in a similar life stage too.

So I’ve done the research to give you a crash course on the basics of health insurance in Singapore: what it is, whether it’s a scam, why you might need it, what options there are, and what’s the latest in medical insurance regulations.


Health insurance in Singapore – the TL;DR version

If you don’t have time to read, here’s a very compressed version of this article:

  • All Singaporeans and PRs get basic health insurance (MediShield Life) which covers basic public hospital treatments.
  • You can boost MediShield Life with an for Integrated Shield Plan

This is only a snippet of article written by Clara Lim

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