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Ready for Open Enrollment? Here’s what to know

[ad_1] Open Enrollment, the window of time when individuals can enroll in a new health plan for 2019, starts today, November 1st. (Woot woot!) And we’re here to get you prepped and ready for it. Here are a few key things to know about shopping for insurance this Open Enrollment. You may qualify for financial assistance Financial aid for health insurance, otherwise known as a subsidy, is a type of financial assistance that can lower your monthly premium or reduce…

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SB 910 May Ban Short-Term Medical Plans in CA

[ad_1] With the health insurance tax penalty going away in 2019 for those who do not enroll in Affordable Care Act-compliant health insurance plans, many healthy individuals will be attracted to short-term medical plans as a substitute. Short-term medical plans are designed to cover you in case of an accident or illness and many Californians have used these plans to fill a gap in coverage before they are able to re-enroll at the annual Open Enrollment Period. However, California Senate…

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2019 Best Small Group Health Insurance Plans Long Island NYC

[ad_1] 2019 brings many options for NY based small group health insurance, which is good news for employers and employees alike.  One of the questions we often get is “Which are the 2019 Best Small Group Health Insurance Plans Long Island NYC?” While this seems like a simple question, the answer is far from simple. Why you might ask? That’s because ‘the best’ is a loaded question.  Does it mean the lowest price? Does it mean the largest network? Does…

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Writing a Book With Paul Volcker

[ad_1] <!– Writing a Book With Paul Volcker – The Big Picture http://oascentral.investingmediasolutions.com/Scripts/oas_analytics.js <![CDATA[<![CDATA[<![CDATA[<![CDATA[ = 11) { document.write(‘]]]]]]]]>]]]]]]>]]]]>]]> ‘);//–> } <![CDATA[<![CDATA[<![CDATA[<![CDATA[ = 11) OAS_RICH(pos); else OAS_NORMAL(pos); } //–> ]]]]]]]]>]]]]]]>]]]]>]]> November 1, 2018 4:00pm by Barry Ritholtz This is fascinating: Paul Volcker made his mark as the inflation-defeating chairman of the Federal Reserve and in countless other public-service roles, and now at age 91, he’s just published a new memoir called “Keeping At It.” His collaborator happens to be one of…

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Cash-Out Refinance – The Good, Bad and The Ugly

[ad_1] With a cash-out refinance you can use the equity in your home to get cash back. But when are cash out refinances a good idea? And who qualifies? We will answer these questions and more in this article. RATE SEARCH: Check Current Refinance Rates and Compare Quotes What is a cash-out refinance? A cash out refinance is a new loan that replaces your current mortgage with a higher balance. The difference in the original balance and the new loan amount…

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HUD Announces Charges In New Jersey Housing Discrimination Case

[ad_1] There are many types of housing discrimination, and the Department of Housing and Urban Development actively pursues complaints of Fair Housing Act violations. The most recent was announced on the HUD official site in a press release titled, “HUD Charges New Jersey Condo Association with Discriminating Against Resident with Disabilities”. According to the press release, HUD’s allegations include charges that the the condo association “only allowed the resident, who is sight and hearing impaired, to use the service door…

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Stamp duty slashed for first-time buyers using shared ownership

[ad_1] In his Budget speech Chancellor of the Exchequer, Philip Hammond, said he would be extending the exemption introduced for first-time buyers in last year’s budget to those taking advantage of the scheme which allows people to buy a share of a property and rent the rest of it. He said the tax break would be retrospective, meaning any first-time buyers who have paid stamp duty can claim a rebate. But while the announcement was welcomed, it will only benefit…

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Case-Shiller: Home Price Growth Slows to 20-Month Low

[ad_1] Home price growth slowed to its lowest rate in 20 months according to the 20-City Home Price Index issued by Case-Shiller. After years of dismal readings, Las Vegas, Nevada led the cities included in the index. Top three cities for August included Las Vegas, Nevada where year-over-year home prices grew by 13.90 percent. San Francisco, California saw home prices increase by 10.60 percent year-over-year and Seattle, Washington home prices rose by 9.60 percent year-over-year. August’s 20-City Home Price Index…

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Managing Your Business During Postal Strike

[ad_1]     Among those most impacted by the current postal strike are Canadian small businesses particularly given the anticipation of the approaching busy holiday season. The potential for disruption and delays for online shoppers is particularly concerning.  To mitigate against these disruptions, the Canadian Federation of Independent Businesses has recommended that small businesses be prepared to switch to e-transfer to send and receive payments and to consider using alternative shipping services to move their products.  Here’s are a few…

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