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Why You Should Turn Your Personal Lines into a Multi-Line Insurance Policy

No one wants to buy insurance, and we get that. But, insurance is something that you really need to have because going without it results in massive risks that most people simply can’t afford. In today’s world, affordability is a huge box that people are looking to check when they’re searching for an insurance policy. Sometimes that even means people are willing to cut corners to save a few bucks. Multi-line Insurance can provide the discounts you’re looking for without…

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Why Arranging Agreed Value Car Insurance Makes Sense

Insuring your car against the calamities of life can be a mine-field. Today we will look at agreed value car insurance, which might well be the answer for those for those of you who value their car more than market value dictates. Unlike market value insurance, which simply covers your car for the price it would have been worth in accordance with other cars of a similar make and model at the time just before the incident which led to…

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Vacating an Arbitration Award for Evident Partiality Just Got Harder

Vacating an arbitration award has always been tough.  The Federal Arbitration Act only has limited bases to seek vacatur.  One of those bases is when there is “evident partiality” by the arbitrator. 9 U.S.C. § 10(a)(2).  In “traditional” reinsurance arbitrations, the arbitration panel includes two party-appointed arbitrators, each of whom may be predisposed toward the position of the party that appointed them, and a third arbitrator or umpire, who is neutral.  Where there is a challenge to an arbitration award rendered by…

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Aviva Community Fund voting is live!

This year’s Aviva Community Fund has opened the voting round. We’re supporting York Cares and their Number Clubs project; read more about their awesome new initiative on the Community Fund … The post Aviva Community Fund voting is live! appeared first on CaSE Insurance. This is only a snippet of article written by CaSE Insurance Read Full Article

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Bonfires: Keep Them Safe & Legal | Atlas Insurance Brokers

It’s a great feeling to hang out with friends and family around a blazing fire in your backyard — unless, of course, that fire blazes a little too much. While a fire pit can be a wonderful addition to your home, all fires are potentially dangerous. So, before you sit down with some marshmallows to roast, review our tips below to help keep the fire in the pit (and away from everything else). Are you legal? Before building or buying a…

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Celebrate National Sandwich Month with This Recipe!

Try this delicious roasted balsamic veggie roll!  Since August is National Sandwich Month, we thought we’d do you the honor of releasing one of our top sandwich recipes. After all, what’s not to love about sandwiches? They’re perfect for lunches, dinners, snacks, and even breakfast (at a push!). If you’re in the mood for a delicious (and surprisingly healthy) ‘wich, read on! Ingredients For the filling: 1 cup cooked chickpeas 1 yellow carrot 1 orange carrot 1 potato 1 small…

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Requiring Approval of All Insureds and Mortgagees To Assign Policy Upheld by Florida Court

    The Florida Court of Appeal upheld an assignment of benefits provision that required signatures of all insureds and mortgagees. Restoration 1 of Port St. Lucie v. Ark Royal Ins. Co., 2018 Fla. App. LEXIS 12633 (Fla. Ct. App. Sept. 5, 2018).      Ark Royal issued a homeowner’s policy to the insureds. The policy stated that “[n]o assignment of claim benefits, regardless of whether made before a loss or after a loss, shall be valid without the written consent…

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What Are Hurricane Deductables for Florida

Courtesy of iii.org After Hurricane Andrew in 1992, insurers realized that losses from hurricanes could be much higher than they had previously thought. Hurricane Katrina, in 2005, which cost insurers more than $41 billion at the time, confirmed their fears. After these extraordinary losses, reinsurance companies, insurers that share the cost of claims with primary companies, such as homeowners insurers, said that they could not assume so much risk and that primary companies must reduce their potential losses. During the…

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Halloween (the movie) & Minimizing Risk

The latest remake of the 1978 original “Halloween” horror flick surprised a few people with its opening weekend sales of $77 million! This was more than double the formerly highest grossing “Halloween” movie ($26 million its opening weekend in 2007). Looking at these large dollar figures, it seems that people like to get scared more in a group (such as in a theatre) than at home. What’s the appeal? When things go wrong…when things get scary…there is comfort in numbers.…

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Here’s Why We Need to Prepare For Retirement Differently

Talking about retirement planning in Singapore is definitely tricky, especially for those in their 20s, 30s or 40s. On one hand, it’s quite tough to expect anyone to really foresee what their life is going to be like 20-30 years down the road. On the other hand, you have other life goals to consider and plan for, such as getting married, planning for your child’s future education, buying a home, a car or even a long dream holiday. When it…

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