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Latvia’s reputation at stake after corruption allegations

RIGA (Reuters) – Latvia’s central bank chief has been suspended pending an investigation into bribery allegations, and the Baltic country’s third biggest bank has sought emergency support following U.S. accusations of money-laundering and sanctions-busting. The problems, which the government says are not connected, have dealt a blow to Latvia’s reputation as a financial hub that bridges Russia, which it borders, and the West. WHAT IS THE CRISIS ABOUT? The U.S. Treasury Department’s Financial Crimes Enforcement Network said on Feb. 13…

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Privileged Communication

What is ‘Privileged Communication’ Privileged communication is an interaction between two parties in which the law recognizes a private, protected relationship. Whatever is communicated between these pairs of parties shall remain confidential, and the law cannot force disclosure of these communications. The individual that initially makes the privileged communication legally has the ability to prevent the other party in the relationship from disclosing the content of the privileged communication. One of the most commonly cited relationships where privileged communication exists…

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XEL Stock Price – Xcel Energy Inc. Stock Quote (U.S.: Nasdaq)

Xcel Energy, Inc. operates as a holding company, which engages in the generation, purchase, transmission, distribution and sale of electricity and natural gas business through its subsidiaries. It operates through the following segments: Regulated Electric Utility, Regulated Natural Gas Utility and All Others. The Regulated Electric Utility segment generates, transmits and distributes electricity primarily in portions of Minnesota, Wisconsin, Michigan, North Dakota, South Dakota, Colorado, Texas and New Mexico. In addition, this segment includes sales for resale and provides wholesale…

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Coal country shouldn’t count on a Trump-fueled comeback

President Trump has backed up his vow to revive coal by toppling Obama-era environmental rules, by attempting a coal rescue plan and by promising to yank the United States out of the Paris climate accord. Yet more than a year into Trump’s presidency, there remains deep pessimism in the energy industry about the chances of a coal comeback in the near-term — or even in the long run. Hurt by booming renewable energy and cheap natural gas, coal’s share of…

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Is Online Investing Safe?

Is Online Investing Safe? You can do just about anything online – often saving yourself time, money and headaches in the process. Investing online promises much the same attraction. An increasing number of financial service providers are offering online investment services that have the potential to make investing simpler, give you more control over your investments and even save you money. Unsurprisingly, a lot of investors love the idea of ​​being able to keep a closer eye on their investments.…

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Loan Modification Help With HAMP – Secrets to Getting Approved For a Loan Modification in 30 Days

Loan Modification Help With HAMP – Secrets to Getting Approved For a Loan Modification in 30 Days President Obama has directed lenders to speed up the review process for loan mod programs under HAMP (Home Affordable Modification Program). While homeowners are struggling to avoid foreclosure, it looks most lenders where not reviewing their customers application as efficiently as they should. Finding loan modification help with HAMP has become easier due to the emergence of many online services offering their expertise…

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How to shop for a mortgage: Don’t be intimidated into paying too much

Gina Pogol The Mortgage Reports Contributor Shop for a mortgage the smart way Many homebuyers find mortgages to be intimidating and uncomfortable. After all, when you shop for a mortgage, you compare numbers you’re probably not used to looking at. And when you apply, you submit your most private information to strangers, who will judge your fitness for homeownership. Yikes. But don’t let fear push you into accepting the first offer that comes your way, or cause you to take…

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January housing activity steady as she goes

The number of properties changing hands increased modestly between December 2017 and January 2018, Property Transaction Statistics from the HM Revenue & Customs show. Transactions increased by 1.3% on a seasonally adjusted basis, although there were 0.1% fewer transactions in January 2018 compared to the same month the year before. In response industry experts were divided, with some saying it demonstrates the robust nature of the housing market and others labelling the market as ‘stagnant’. London first-time buyer volumes stay…

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Tips to Prequalify for a Home Loan in Financial Hardship.

There are long-term effects of financial hardships which could impact your ability to prequalify for a home loan. You may have been laid off from your job. You could have been in an accident and not able to work for a short period of time. You might have gone through a divorce. No matter the cause of the financial hardship, it could have affected your ability to pay your credit cards, car loan, and other debts on time. Any time…

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What is mortgage insurance?

Video Transcription: Hi! Evan Swanson here to talk to you today about mortgage insurance. What is mortgage insurance, when is it required, and why do banks require it? First, what is mortgage insurance? Mortgage insurance is insurance that homeowners pay for, and the bank is the beneficiary to the insurance coverage. It protects the bank against losses they would incur in the event of default or foreclosure on the mortgage they make. When is mortgage insurance required? On conventional loans,…

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