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Monumental Life Insurance Company Review [Now Transamerica]

*Important Note: In 2014, Monumental Life insurance Company changed its name to Transamerica Premier Life Insurance Company. If you still have a policy with the name Monumental Life Insurance Company, you should have received some notifications in the mail. According to the to the press release, “It’s the same company, just with a different name, so your policy or certificate number will not change.” If you would like to learn more about Transamerica, you can check out our review of the…

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How E-Cigarettes Affect Life Insurance Rates – LifeInsure.com

Finding life insurance policies can be difficult if you have pre-existing health conditions or if you are a smoker. Even those who occasionally smoke or use e-cigarettes can regularly experience 2 to 5 times higher life insurance rates than non-smokers. Thankfully, there are life insurance companies that provide affordable life insurance rates for e-cig smokers and vapers. Before we dive into the details of life insurance rates for e-cig smokers and where to find the best rates, let’s some time…

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Got Life?

Those of us in the life insurance business know that life insurance is so basic and foundational that we must never stop asking this one question. In fact, life insurance is so fundamental to our country’s economic health that the U.S. tax code encourages its purchase. That’s a powerful endorsement of the value we bring families. Every lawyer designing a client’s last will and testament, a family trust, a business owner’s transfer plan or a charitable giving strategy, and every…

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PTSD Life Insurance: What to Do?

What Is PTSD? PTSD, you may know, is a mental disorder. It stands for post-traumatic stress disorder which a patient suffers from out of catastrophic experiences that threaten life. Traumatic experiences may arise out of any huge fear by natural disasters, witnessing crimes or even from undesired personal experiences. Though not most people experience PTSD, available statistics can be very frightening. PTSDUnited.org that spreads awareness about the disorder, says an approximate 70% or 223.4 million of the US people have…

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Can I Get Life or Disability Insurance If I’m Overweight?

When you apply for disability insurance, they discern your risk of having a claim. If you are considered overweight, you may receive a rating, an additional premium assessed to your policy. Here is a scale showing the height weight chart. keep in mind that companies vary slightly but this is a good guideline.   Height/Weight Chart MALE Height PreferredPlus Pref NT & Pref T StandardPlus StdNT StdT Feet In Low High Low High Low High 4 8 83 126 82…

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Increase Your Savings with Life Insurance Direct Refer A Friend

About the life insurance referral program Help your friends protect their financial futures and get rewarded while doing it. Refer a friend to Life Insurance Direct and collect up to $100 per friend that successfully signs up. Even if you’re not a customer yet, but have requested a life insurance quote, you can still use your life insurance promotion code, valid for 90 days, to refer other friends. If you decide to apply within the 90 -day period and some…

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Life Insurance And BMI | The Life Insurance Blog

Life insurance is one of the best security blankets you will ever purchase for the future safety and financial security of your loved ones. We know that sometimes finding the perfect life insurance policy can be a long and frustrating process, but it doesn’t have to be. Something not many people consider when considering a life insurance purchase is their BMI, (Body Mass Index). Life insurance and BMI may seem like a non issue for someone that is healthy and is an…

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Midland National Life Insurance Company Review

Choosing the best life insurance company isn’t as simple as selecting the cheapest online quote. Each company has various underwriting risks, product preferences, and product types. Some insurers are ideal for final expense solutions and not term or universal life policies. Others are excellent for no-exam policies but not whole life coverage. The most efficient way a consumer can learn about life insurance companies is reading product reviews. Today, we review Midland National Life Insurance Company where you will learn…

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“Red Flag” Medications For Sleep Apnea And Life insurance

Medication for sleep apnea and life insurance have a unique relationship. In fact, most people don’t realize the dynamics between the two. And what you don’t know might be burning a hole in your pocket. As you may have guessed, medical conditions associated with sleep apnea run the gamut. Naturally, your doctor may have prescribed you medication to manage all the sleep apnea side effects. So here you are, popping seemingly perfect pills when you discover a term insurance underwriter…

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U.S. News & World Report and the Aetna Foundation collaborate to highlight community health

Top U.S. News & World Report, the global authority in health care rankings, and the Aetna Foundation, the independent charitable and philanthropic arm of Aetna, today announced they are teaming up to evaluate which communities across America are doing the best job of improving the health of their citizens. The new U.S. News/Aetna Foundation Healthiest Communities project, coming in 2018, will feature in-depth reporting, analysis and research highlighting communities that are producing better health results through innovative partnerships, programs and…

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