What does contents insurance cover? Simply put, home contents insurance covers your personal possessions; from your cooker, TV and furniture right through to your jewellery, smartphone and clothes. In short anything that isn’t structural is covered by your home contents insurance and even money may be included. You’re generally protected against the usual suspects of fire, flood and theft. Some policies also cover earthquake damage, which isn’t such a pressing concern in the UK. If your possessions are damaged by…