Health Insurance Blogs

Some California Obamacare Alternatives For 2019

[ad_1] Anthem Blue Cross (CA) announced this morning that they will be adding the SilverSneakers Fitness Program to California Medicare Supplement Plans A, F, and N.  The added benefit will begin on January 1st, 2017.  Once approved for release into the market, more states have been added to the list as existing and new members in our marketed plans will enjoy the value-added benefits of the SilverSneakers Fitness program at no additional cost! Effective January 1, 2017, California members in…

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Health Insurance – Life/Critical Illness

[ad_1] Paul Johnson of the IFS delivers the second Royal London annual lecture Is the private market part of the solution? Or making it worse? Or is it just plain irrelevant? Those were the questions posed by Royal London’s Steve Webb to Institute for Fiscal… [ad_2] This is only a snippet of article written by Nigel Lowry Read Full Article

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5 Fun and Easy Ways to Exercise in the Fall

[ad_1] Fall is the perfect season for outdoor fun here in North Carolina. Temperatures are finally comfortable. The air is fresh and crisp with low humidity. The scenery is stunning, from the colorful mountains to the sunny shore. Plus, with every fall weekend chock-full of events there’s never a shortage of things to do and see in our state. The athletic types among us love fall because it means playing football or running marathons. But you don’t have to be…

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With One Hand, Administration Boosts ACA Marketplaces, Weakens Them With Another

[ad_1] In the span of less than 12 hours last week, the Trump administration took two seemingly contradictory actions that could have profound effects on the insurance marketplaces set up by the Affordable Care Act. First, officials issued guidance Monday morning that could weaken the exchanges set up for people who buy their own insurance. The new approach makes it easier for states to get around some ACA requirements, including allowing the use of federal subsidies for skimpier plans that…

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Book Review: Overcharged – Healthcare Economist

[ad_1] In the book Overcharged, authors Charles Silver and David Hyman identify a number of problems with the current health care system.  Third party payment under a fee-for-service system means that providers have an incentive to provide more rather than less care.  Further, because the people receiving the services (patients) are not the ones who are footing most of the bill (employers/insurers/government), fraud is common.  The authors spend the first 270 pages or so detailing how overuse and fraud occur in…

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HealthFirst Insurance Company Review – Healthplansny

[ad_1] Our unbiased Healthfirst Insurance review sheds light on this new comer to the New York group health insurance marketplace. As independent insurance agents we give you the real scoop whether this insurance carrier is worth consideration for your business. About Healthfirst Insurance Company At first glance, most New Yorker’s might recognize the Healthfirst insurance company as a provider of Medicare, Medicaid and individual health plans to lower income consumers. However, their organization has been steadily expanding their insurance products…

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States Lean In as the Federal Government Cuts Back: Navigator and Advertising Funding for the ACA’s Sixth Open Enrollment

[ad_1] By Sabrina Corlette and Rachel Schwab On November 1, the Affordable Care Act’s (ACA) insurance marketplaces will launch their sixth enrollment season. This year, the challenges they face may be greater than laster year, with the loss of the individual mandate penalty as an enrollment incentive and the emergence of a parallel, unregulated market that could siphon away healthy enrollees. Yet the Trump administration has dramatically cut back federal investments in marketplace advertising and consumer assistance for the second…

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Peak Advisors discontinuing sales of Individual Health Insurance

[ad_1] After a lot of discussion and decision making, Peak Advisors is discontinuing sales of Individual Health Insurance effective immediately. While the individual market started out as a vibrant marketplace with many insurance carriers and plans being offered, it has slowly but surely seen the exit of most of the major health insurance carriers in the region and it has become increasingly difficult to manage this book of business. NYS Department of Financial Services Insurance Circular Letter No. 15 (2011)…

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Graduate student with ulcerative colitis seeking insurance advice. : HealthInsurance

[ad_1] I’m a TA at my university. The insurance offered to us requires that I pay the full uninsured cost of my prescriptions and wait to be reimbursed later. The uninsured cost of my prescriptions (for ulcerative colitis) total around $8000 per month. I make enough money so that I could potentially qualify for a reduced cost marketplace plan. However, since my employer offers this awful health insurance, I am not eligible for the premium tax credits because the plan…

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Individual health insurance in Michigan 2019: Changes worth celebrating

[ad_1] Updated 10.29.18. We will continue to update this page are more pricing and carrier information comes in. Stay tuned! Michigan residents shopping the health insurance marketplace this year have a few things to celebrate. For starters a new carrier, Oscar, will be entering the Detroit market. The other good news – premium increases are averaging around 2% across the state; a welcome change from the double digit increases of the last few years! We pulled together this insider’s guide to…

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