Insurance Blogs

Insurance Blogs

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WAIT! You’ve Gotta Read This Before Getting That Safeco Insurance Policy

Are you thinking about buying a policy from Safeco Insurance? Well then, do I have some great information for you! Yeah, yeah, I know, finding the right policy can be a pain. But guess what? …we can help! Hey, that’s why I’m writing these reviews — to save you money and connect you with the right[…] Read More The post WAIT! You’ve Gotta Read This Before Getting That Safeco Insurance Policy appeared first on Huntley Wealth Insurance | Instant Term Life…

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Find Lost Life Insurance Documents

Courtesy of iii.org Locating life insurance documents for a deceased relative can be a daunting task—for one thing, as of this moment there are no national databases of all life insurance policies. However, with a little sleuthing, you can successfully navigate the paper trail. Here are some strategies to help simplify your search. 1. Look for insurance related documents Search through files, bank safe deposit boxes and other storage places to see if there are any insurance related documents. Also,…

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Insurance – Waiver Or Affirmation?

Insurance – Waiver Or Affirmation? The only remedy available to the insurer in the event of material non-disclosure or misrepresentation is the avoidance of the policy of insurance. It must then return the premium to the assured and parties will be returned to the status quo. Frequently, the insurer or its solicitors will write to the assured and state in simple terms that the contract of insurance is avoided and will then list the grounds on which the avoidance is…

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Life Insurance Policy Investment Returns – How To Calculate

Life Insurance Policy Investment Returns – How To Calculate. When you are planning to invest in an Insurance Policy, it is natural to doubt whether it is the best investment option available to you at that point of time. You may be also eager to know how much investment returns you will get from the policy. In this post let us have a detailed discussion about methods to calculate the investment returns of an insurance policy. Before going into the investment…

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Mexico 7.2 quake rattles new World Bank cat bond

A magnitude 7.2 earthquake that struck southwest Mexico in the Oaxaca region, causing buildings to sway in the capital Mexico City over 200 miles away, has hit directly within the parametric trigger zones for the recently issued World Bank supported IBRD CAR 118-119 catastrophe bond, but the magnitude is unlikely to be high enough to trigger the bonds.It looks like the new Mexico earthquake cat bond has had a near miss, as this 7.2 magnitude quake appears unlikely to be…

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Can Your Insurance Company Change Its Position Regarding Coverage For Your Claim? | Property Insurance Coverage Law Blog

Answer: It depends, on several factors, such as: The applicable state law, the insurance company’s prior position, or positions (e.g., did it accept or deny coverage?), how it expressed that position, or positions (e.g., did it accept coverage under a reservation of rights, or did it deny coverage based on a specific ground and reserve its right to assert other grounds for denying coverage?), whether the policyholder detrimentally relied on the company’s prior coverage position, whether the policyholder has been…

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Insurance For International Drivers – What You Need to Know

Insurance For International Drivers – What You Need to Know Driving in other countries can be difficult that's why you need insurance for international drivers. If the worst should happen you want to make sure you are covered. Do not drive in a foreign country without it. If you are a traveler to any part of the world or different countries and you love to rent a car and drive you must have an international driver's license. or international driver's…

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Guild of Professional Chauffeurs – Leading Industry Standards

Regular readers of our blog will know that Plan are very proud supporters of the newly formed Guild of Professional Chauffeurs. The GOPC is the work of a group of industry stalwarts with a wealth of experience, who volunteered and put themselves forward to establish the not-for-profit organisation’s executive committee. They have been incredibly busy, creating amongst other things a logo, website and establishing a member’s assessment process. We recently caught up with one of the committee’s founding members,…

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Who’s Insuring Your Privacy?

Who’s Insuring Your Privacy? The Federal Trade Commission is trying, but we live in a country where the mantra remains “Buyer Beware.” Unless you’re reading the privacy policies on every service, application and connected electronic you utilize, and make a conscious effort to control the collection and use of your data by not using certain applications, you’re challenged to protect your own privacy. Once you’ve agreed to share your data, you can’t control its safety. This week, I added a…

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Canterbury & Kaikoura quake claims still creeping for insurers

There is evidence that claims from the New Zealand earthquakes continue to impact insurers and be passed on to reinsurance capital as a result, with IAG and Suncorp both reporting more claims coming in from Canterbury and Kaikoura quake events.The Canterbury earthquakes are now a distant memory for many in the reinsurance industry, but for those exposed to losses through major primary insurers there continues to be a reminder as loss totals creep further upwards. We’ve written before about the…

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