Life Insurance Blogs

Can I Get Life or Disability Insurance If I’m Overweight?

[ad_1] When you apply for disability insurance, they discern your risk of having a claim. If you are considered overweight, you may receive a rating, an additional premium assessed to your policy. Here is a scale showing the height weight chart. keep in mind that companies vary slightly but this is a good guideline.   Height/Weight Chart MALE Height PreferredPlus Pref NT & Pref T StandardPlus StdNT StdT Feet In Low High Low High Low High 4 8 83 126…

0
Read More

Increase Your Savings with Life Insurance Direct Refer A Friend

[ad_1] About the life insurance referral program Help your friends protect their financial futures and get rewarded while doing it. Refer a friend to Life Insurance Direct and collect up to $100 per friend that successfully signs up. Even if you’re not a customer yet, but have requested a life insurance quote, you can still use your life insurance promotion code, valid for 90 days, to refer other friends. If you decide to apply within the 90 -day period and…

0
Read More

Life Insurance And BMI | The Life Insurance Blog

[ad_1] Life insurance is one of the best security blankets you will ever purchase for the future safety and financial security of your loved ones. We know that sometimes finding the perfect life insurance policy can be a long and frustrating process, but it doesn’t have to be. Something not many people consider when considering a life insurance purchase is their BMI, (Body Mass Index). Life insurance and BMI may seem like a non issue for someone that is healthy and is…

0
Read More

Midland National Life Insurance Company Review

[ad_1] Choosing the best life insurance company isn’t as simple as selecting the cheapest online quote. Each company has various underwriting risks, product preferences, and product types. Some insurers are ideal for final expense solutions and not term or universal life policies. Others are excellent for no-exam policies but not whole life coverage. The most efficient way a consumer can learn about life insurance companies is reading product reviews. Today, we review Midland National Life Insurance Company where you will…

0
Read More

“Red Flag” Medications For Sleep Apnea And Life insurance

[ad_1] Medication for sleep apnea and life insurance have a unique relationship. In fact, most people don’t realize the dynamics between the two. And what you don’t know might be burning a hole in your pocket. As you may have guessed, medical conditions associated with sleep apnea run the gamut. Naturally, your doctor may have prescribed you medication to manage all the sleep apnea side effects. So here you are, popping seemingly perfect pills when you discover a term insurance…

0
Read More

Best Life Insurance for People with High Blood Pressure

[ad_1] According to the American Heart Association, roughly one in three (78 million) American adults currently have high blood pressure. Though plenty of people with high blood pressure still live very long lives, the condition itself is statistically correlated with a shorter life expectancy. Consequently, the prevalence of high blood pressure in any given individual is something that most life insurance companies are actively concerned about. Fortunately, having high blood pressure alone will almost never disqualify you from getting a…

0
Read More

Major Breakthrough Foreign National Life Insurance

[ad_1] The picture keeps getting brighter for the four categories of international and foreign national life insurance. The first is Americans living abroad, whether ex-patriots, missionaries or retirees. The second is foreign nationals living in the US who are still citizens of their home country and the third is foreign nationals who are still living and working abroad with no ties to the US. The fourth is foreign business owners, executives and anyone who needs business life insurance in almost…

0
Read More

Beware When Disability Insurance Company Wants an FCE!

[ad_1] Disability Denial Upheld When Insurer Relied on Functional Capacity Evaluation (FCE) A federal judge in Florida recently upheld a decision by Aetna Life Insurance Company to deny disability benefits to an employee making a claim under their employer’s ERISA Group Disability plan where Aetna relied heavily on Functional Capacity testing that concluded the claimant could do sedentary (sitting) jobs.   Functional Capacity Evaluations – often called FCE – are used to evaluate how much a person can sit, stand, lift,…

0
Read More

Why Underwriters View Diabetics As High Risk – Life Insurance for Diabetics

[ad_1] When you apply for life insurance coverage, the insurance agents are going to look at a variety of different factors to determine how much of a risk you are to insure. The more risk that you are, the more they are going to charge you for insurance coverage. If you’re too great of a risk, then the company could decline your application. Life insurance underwriters are employed to assess the risk that you pose to a company. “Risk” means…

0
Read More

Life Insurance with Heart Conditions [Insider Tips to Insurance Approvals]

[ad_1] Last Updated on October 26, 2018 Life insurance is available to most people who have heart conditions. If you have a heart problem and need life insurance, it’s important that you have exact details of your heart history so that we can help you find the best life insurers based on your specific health condition. According to the Centers for Disease Control (CDC), about half of all Americans have at least one of the 3 major risk factors that…

0
Read More

Insurance Freedom Provides Insurance and Financial information and services.

We provide the very best offers from the top Insurance and Financial Companies.

If you are looking to insure your Car, Home, Business or Looking for Holiday Insurance, we will provide guides and the latest products to suit your needs.