You’ve probably seen a TV advertisement about selling your existing life insurance policy for cash and wondered if this is the right move for you and your family. You may be wondering what type of plans are eligible for this settlement or how much money you can get.

These transactions, called life settlements or senior settlements, involve selling your life insurance to a third-party person or entity, who doesn’t have insurable interest, for one lump-sum payment.

Typically, the payment you receive will be more than the policy’s cash surrender value but less than the death benefit amount. It seems like no-brainer, right? You will get more money than what the insurer would pay…

This is only a snippet of a Life Insurance Article written by Ron Attias

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