Hey everyone.

I’m saving to buy a duplex in Florida. I’m looking at this article – https://www.newcastle.loans/mortgage-guide/mortgagequestions-can-i-use-future-rental-income-to-qualify-for-a-mortgage – and it seems like I can use projected rent.

I will be living in the unit, so I think I can use Florida HFA or the Homeready program.

I’m not ready to talk to a lender yet, but I’m just seeing if I can use projected rent to offset my mortgage as far as DTI goes.


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