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Google discussed promoting pro-immigration groups in search results to counter travel ban

Google employees last year considered displaying pro-immigration information when people searched terms related to the Trump administration’s controversial travel ban. In emails obtained by The Wall Street Journal, employees suggested ways to show different results for “Islam,” “Muslim,” terms related to “Mexico,” “HIspanic” and “Latino,” and terms that the search algorithm deemed prejudiced or Islamophobic. Employees wanted to respond to the Trump administration’s January 27, 2017, executive order banning entry for 90 days by citizens from Iraq, Syria, Iran, Libya,…

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Retirement planning mistakes you probably don’t realize you’re making

Though retirement can be a fulfilling time in people’s lives, it can also be a stressful one. This especially holds true if you fall victim to the following mistakes, so be sure to avoid them at all costs. 1. Relying too heavily on Social Security Millions of seniors collect Social Security in retirement, and those monthly payments play a pivotal role in helping beneficiaries keep up with their expenses. But if you’re planning to live on Social Security alone once…

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FHA Home Loan Credit Questions And Answers

There are lots of questions about how the FHA home loan process works, but among the most common are on the subject of credit, and how you qualify for a home loan with your credit scores and credit history. Here are some of the most frequently asked questions about home loans and credit. What FICO Scores Are Able To Qualify For An FHA Home Loan? There are two standards; FHA loan minimum requirements and the lender’s individual FICO score rules.…

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Socktober appeal by Yorkshire BS to help the homeless

Photo l-r: James Paynter, Michelle Wright, Kiran Amin, Jackie Jenkins and Adam Waterfall launch Socktober campaign The society is relaunching its month-long Socktober appeal throughout October due to the impact of the campaign last year. This is part of the society’s charity partnership with End Youth Homelessness (EYH) and to raise awareness of World Homeless Day on Wednesday 10 October. Donations of new pairs of socks, toiletries, interview clothes, woolly hats, gloves and scarves will all go to homeless people.…

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Pros And Cons: Older Homes Versus New Construction

Opinions differ about whether home buyers are best served by purchasing an older home or new construction. New homes enjoy that “new home” smell and the idea that you are the very first occupant can be very appealing. On the other hand, older homes resonate with nostalgia and many architectural design elements are no longer commonly used. While some people feel strongly one way or the other, it’s a lot like comparing apples and oranges. The right home for any home…

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Life insurance industry now at a crossroads

As consumers question the relevance of life insurance and annuities, it’s time for the industry to rethink its value proposition. Life insurance in America can seem like a tough business these days. Only 44 percent of U.S. households have individual life insurance, matching the 50-year low set in 2010. The income replacement ratio continues to decline, as do retail sales of life insurance, despite lower-than-ever costs of ownership. The obvious silver lining to this cloud is the growth in direct…

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New Vehicles Tests Put in Place Following Emission Scandal

After the Volkswagen emissions cover-up and “Dieselgate” scandal in 2015 revealed many car manufacturers were cheating emissions tests, and the general dissatisfaction from consumers with the real-world economy figures of new cars compared with the official figures, a new emissions test has been introduced called the Worldwide Harmonised Light-duty vehicles Test Procedure (WLTP). The WLTP is the new official test from the European Union and replaces the previous “New European Driving Cycle” (NEDC) test procedure. Every model registered in the UK…

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InsureTrek18: Total hits £97,000 – Insurance Age

Charity fundraisers raise almost £100,000 for dementia research as they complete epic 60km trek across France, Switzerland and Italy! The InsureTrek18 has raised a staggering £97,000 so far for dementia research and the Alzheimer’s Society. Led by Simon Cooter, commercial lines & high net worth director, Covéa Insurance, the group of 25 UK insurance executives successfully completed a three-day trek of the Mont Blanc massif to raise funds for dementia research. To date, the charity expedition has raised an…

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What People Still Get Wrong About the Great Financial Crisis

10 Things People Still Get Wrong About the Financial CrisisAll are the result of bias, ignorance, laziness or bad faith.Bloomberg, September 14, 2018 One of the most intriguing aspects of the 2007-09 financial crisis is how little understanding there is of what actually occurred. Some of this has to do with the complexities of the event, as well as how hard it is to identify forces lurking below the surface that had built up over the years. Even a decade…

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PCS to track Lürssen shipyard fire loss. Small ILS market hit possible?

The recent fire at a floating dock in the shipyard of luxury super yacht manufacturer Lürssen has been designated as a loss event to track by Property Claim Services (PCS) through its PCS Global Marine & Energy product. Image via NDR.de The fire is expected to result in a significant loss for the marine hull insurance market, perhaps significant enough to see reinsurance layers kicking in, hence there is a chance that this man-made loss could also result in a…

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