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Mortgage rates today, June 14, 2018, plus lock recommendations

[ad_1] Gina Pogol The Mortgage Reports Contributor What’s driving current mortgage rates? Most mortgage rates today are a mixed bag, with short-term rates going up and long-term rates going down. This indicates a flattening yield curve, in which short-term rates are nearly equal to long-term rates. This usually indicates that investors don’t believe that interest rates will rise much in the long-term. However, today’s economic reporting does indicate rising rates right now. Weekly Jobless Claims fell by 4,000 claims to 218,000 this week, And Retail…

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Saffron Building Society partners with Positive Lending

[ad_1] Saffron Building Society has launched a new distribution partnership with Positive Lending.  As a distributor, Positive Lending has joined Saffron as a ‘club’ member, and will have access to a broad range of products offered by Saffron for Intermediaries. This will enable brokers to access these products through an intermediary mortgage portal.  In addition, Positive Lending will be a packager for Saffron’s self-build mortgage range, taking must of the administrative burden from the broker in this specialist area of…

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May Our Flag Forever Wave

[ad_1] In respect to our National Observance of Flag Day, there’s a flurry of thoughts and ideas that come to mind as I think about what our nation’s flag has meant to me and continues to mean to me, both as an American citizen and a Veteran. For generations, our flag has stood as a symbol and reminder to others of the beauty and freedom that this great nation possesses. Within that symbol of freedom, our flag has always inspired…

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Financial Wellness Planning for Your Beneficiaries Have a Simple Will Drafted — Legal Insurance Blog — June 14, 2018

[ad_1] Employees are concerned about financial wellness. They budget for loan payments, medical bills, and contribute to a 401(k) retirement plan. These are all financially prudent behaviors, but there is more to fiscal responsibility. Those concerned about personal financial wellness might forget about their dependents. Estate Realities An inheritance is not always the path to a pampered life. An estate can pay large bills and help a son or daughter pay for college. People forget about drafting wills and die…

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Americans are having fewer babies

[ad_1] America’s birth rate is at its lowest level in three decades. That’s a problem for Pampers and Huggies. Birth rates began dropping in 2008 as the economy sank into a recession. Better access to contraceptives and younger Americans having children later in their lives have extended the decline, the National Center for Health Statistics found. The downturn caused disposable diaper and training pant sales to fall almost 6% from April 2017 to 2018, according to Nielsen’s most recent brick-and-mortar…

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I need a student loan. What are my options?

[ad_1] My daughter received a scholarship, but we still owe the college $15,000 this year. That’s more than we can afford to pay. Where do we go for a student loan?—Anonymous Sometimes, taking out a student loan is unavoidable. About 30% of undergrads took out a federal loan during the 2016-17 school year, according to The College Board. More will likely have to borrow money by the time they finish. Among those who finished a bachelor’s degree in 2016 with…

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is the market big enough to accommodate both?

[ad_1] Deliveroo has shaken the UK food delivery market by confirming its intention to add 5,000 UK restaurants to its platform by the end of the year. Its impact was felt most acutely by rival PLC () which saw as much as £450mln wiped from its value in the immediate aftermath of the announcement.  The move comes just weeks after Just Eat announced plans to introduce its own food delivery drivers, which was widely seen as an…

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U-2 Spy Plane Is Still Going Strong

[ad_1] U-2 Spy Plane Is Still Going Strong – The Big Picture ‘);//–> } June 14, 2018 6:30am by Barry Ritholtz WSJ: Six decades after the U-2 flew its first mission, the military is trying to harness artificial-intelligence technology to enhance the venerable spy plane’s combat reconnaissance capabilities. U.S. Air Force reconnaissance experts have enlisted Stanford University engineering and business students to develop advanced computer programs to analyze the old-style Kodak film currently used by U-2s over Afghanistan, Iraq, Korea,…

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HomeStreet cutting more mortgage jobs, closing 18 lending centers

[ad_1] HomeStreet in Seattle is making more cuts to its mortgage business. The $7 billion-asset company said in a press release Wednesday that it will close 18 mortgage offices and reduce space in a regional processing center. It said it expects to fire 127 people, or roughly a tenth of the employees in its mortgage business. The moves should save HomeStreet $13.1 million annually. The offices are in Arizona, California and Washington. The cuts reflect “several quarters of single-family mortgage…

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More investigations into complaints of lasting power of attorney

[ad_1] The number of investigations into complaints of lasting power of attorney misuse has risen by 45% over the last year, Royal London has found via a Freedom of Information request. There were 1729 investigations into the actions of attorneys and deputies in the 2017/2018 tax year – a sharp increase from 1199 for the 2016/17 tax year. However equity release lenders haven’t seen this trend in the sector. Andrea Rozario, chief corporate officer Bower Retirement Services, said: “Personally we…

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